Fernandes was born to Ralph Fernandes and Lavina Fernandes in a Konkani Mangalorean Catholic family of Karnataka state. She has a brother, Jermaine Fernandes. She was born and raised in Kurla, Mumbai. She did her schooling from Holy Cross High School, Kurla and completed her pre-degree course from SIES College, Sion. She had enrolled for a BA degree from St Andrew’s College, Bandra; however, she discontinued her studies to pursue a career in modelling.